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  • Advance care planning: what you need to know

    Advance care planning: what you need to know

    Advance care planning is an important aspect of healthcare that many people overlook, but it can make a big difference in the quality of life for patients and their loved ones. This guide will walk you through what advance care planning involves, why it’s so crucial, and provide guidance on how to create a plan for yourself or someone you care about.

    What is advance care planning?

    Advance care planning (ACP) is a general term used to describe the process and documentation of recording someone’s future wishes or requests in relation to their care. Advance care planning can be used to cover many situations, but it is typical for those considering end-of-life or palliative care. Advance care plans often apply to care settings such as hospitals or residential care homes.

    There are three types of advance care planning documents:

    • Advance statements or advance care plans: This is a written document detailing an individual’s wishes and preferences for future care and potential treatments. It is a statement that guides healthcare professionals such as GPs, physiotherapists, or community nurses who may have to make decisions on the person’s behalf if they become too unwell to tell them about their preferences. Advance statements are not legally binding but should be considered by healthcare professionals.
    • Advance Directive, Advance Decision to Refuse Treatment (ADRT), or a Living Will: This legally binding document allows people to record their wishes to refuse specific treatment if they cannot make decisions for themselves. It is known by several different names and includes documents such as DNAR or DNACPR.
    • Lasting Power of Attorney (LPA): This is a legally binding document that gives one or more named individuals (the attorney) the power to make decisions about healthcare and treatment on behalf of the named person (the donor). An example is an ageing parent giving their children power of attorney to manage their affairs if they get dementia and can no longer make decisions in relation to their affairs. It is important to note that there are two types of power of attorney in the UK: health and welfare and finance and financial affairs.

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    Who writes an advance care plan?

    Anyone with the capacity can make their own decisions and write their advance care plan. Capacity is an important element of care planning as it ensures that the individual has the ability to make decisions for themselves. An advance care plan can be concise or very detailed.

    An advance care plan can be written by the individual or with the support of a trusted person. It is always vital to ensure that the individual’s wishes are presented clearly and are in their best interests.

    Once written, the advance care plan can be shared with healthcare teams and social care professionals such as GPs, nurses, and social workers. It is also good practice to keep a copy in a safe place at home and make any family or carers aware of it.

    Who needs an advance care plan?

    Anyone can have an advance care plan, but it is typically used by older people or those who have a serious illness. It is always worth considering the future and documenting a person’s wishes using the best type of advance care plan for their situation. Where there are other people involved, such as close family, carers, or spouses, advance care planning can be a shared decision.

    What type of advance care planning is best for me?

    This will depend greatly on many personal factors, such as:

    This list is a general overview of factors that should be considered.

    When planning, seeking advice from third parties such as solicitors and healthcare professionals can be worthwhile. Whilst the decision-making process can be lengthy, taking the time to understand your options can help to ensure that you create a tailored plan suited to your needs.

    What advance care plans are legally binding in UK law?

    Generally, an advance care plan is not a legally binding document. However, there are legally binding documents that may be created during the advance care planning process, and these are:

    Legally binding documents, like a Living Will or LPA, need to follow a specific process to ensure that they are legal. These requirements are set out by the Office of the Public Guardian. The GOV.UK website offers clear guidance on how a will or LPA must be legally binding. Advance decisions are considered legally binding where they comply with the Mental Capacity Act 2005.

    What is an Advance Decision to Refuse Treatment (ADRT)?

    An ADRT is a document that communicates your wishes to healthcare professionals to refuse specific medical procedures or treatments in specific situations.

    The idea of an ADRT is to prevent unwanted medical treatments (such as CPR) where the quality of life is not in line with the individual’s standards, in the event that they cannot make a decision for themselves. An ADRT must be witnessed and signed by another person, including the individual making the ADRT.

    A typical example is when an individual with an illness has received all of the possible treatments and does not want a feeding tube or fluids to extend their life. This could also include refusing antibiotics or invasive heart surgery where the quality of life after treatment is unlikely to be good.

    It is important to note that an ADRT cannot be used to refuse some basic, dignifying elements of healthcare. This can include washing, bathing, or the use of painkillers to relieve pain but not treat a condition. This is to ensure that the individual is as comfortable and pain-free as possible. An ADRT can also not be used to avoid treatment of a mental disorder or condition if the individual is detained under the Mental Health Act 1983.

    What is a Living Will?

    A Living Will is another term used for ADRT or Advance Directive, and it follows the same procedure as an ADRT. To ensure that it is legal, it must be signed and witnessed by the person making the will and one witness.

    What is A Do Not Attempt Cardiopulmonary Resuscitation (DNACPR)?

    A DNACPR or DNAR is a document that lays out the request that an individual is not given cardiopulmonary resuscitation (CPR) if they have a cardiac arrest. This is when the heart stops beating, and the individual is at risk of dying if quick intervention is not given. CPR is the emergency treatment given to attempt to restart the heart and keep oxygen flowing to the vital organs.

    A valid DNACPR means that healthcare staff will not attempt CPR if the individual is in cardiac arrest. This can mean that other treatments may be given if an existing advance directive does not specify refusing CPR.

    A DNACPR is often used in cases where the individual has life-limiting health conditions such as cancer or dementia. This can be put in place for individuals who do not wish to receive life-extending treatment due to their personal wishes.

    A healthcare professional, like a doctor or clinician, fills out a DNACPR form, which is then included in the person’s medical records and shared with all relevant healthcare personnel. This ensures that everyone knows not to administer CPR.

    What is a Lasting Power of Attorney (LPA)?

    An LPA is a legal document that gives a trusted person control over an individual’s affairs (the donor) and the ability to make decisions on their behalf if they end up lacking the capacity to make decisions for themselves. There are two main types of LPA:

    The ‘donor’ is the person who wishes to appoint others to make decisions on their behalf. The person who is appointed to make decisions on behalf of the donor is the ‘attorney’.

    Having multiple attorneys is an option, but it’s crucial to consider the connection between the attorney and the donor and the attorney’s stance on making decisions for the donor.

    An LPA is only applicable when it has been correctly registered using the official forms. This process can take up to 20 weeks to complete. Once it has been registered, it becomes legally binding. Any changes, such as the donor or an attorney passing away or a change of address, need to be reported. This ensures that the document is up-to-date and legally binding.

    When is a Lasting Power of Attorney needed?

    An LPA may be needed when the individual could lose the capacity to make decisions around their finances and medical treatments, especially due to conditions such as dementia or brain damage.

    There are other circumstances where an LPA may need to be considered:

    If an individual does not have an LPA in place and is deemed not to have the capacity, then the Court of Protection pathway may be considered. The Court of Protection can make decisions on behalf of an individual who cannot make decisions for themselves, or they will appoint a deputy who can.

    How to have a productive discussion around advance care planning

    Talking about your wishes for an advance care plan may seem difficult, but it is a conversation worth having with your loved ones and any healthcare professionals who are involved. A good place to start can be with your GP or primary care provider. They may be able to offer advice or suggestions based on their professional experience.

    Think about any scenarios that could happen in your life. This could be related to various health conditions that are present in your family, such as heart disease, cancer, or dementia. While you cannot account for every eventuality, you can come up with a plan for typical scenarios. These are some good starting points to consider:

    Being able to have open conversations around advance care planning is important, as family members or friends may approach you if they need support writing an advance care plan. It is difficult to talk about end-of-life care; however, it is a great position of trust and responsibility to hold. It is normal to expect that those involved in advance care planning may become emotional. It can be difficult to talk about, so keeping the sessions short or taking regular breaks can be helpful.

    Getting organised to start advance care planning

    There are some practical elements to consider once a decision has been reached on the type of advance care planning. It is important that physical copies of vital paperwork are easy to find and access. The following is a checklist you can start with:

    Ensure that a nominated person can easily access your paperwork should your situation change.

    Can I change my mind about advance care plans?

    It is a good idea to review advance care plans regularly to check whether your situation has changed in any way. An advance care plan is an informal guidance document, so changes can be made easily, and the document can be updated.

    However, legally binding care documents such as an LPA cannot be changed once they are registered. They will need to be cancelled, and a new one will need to be written. This could be costly as it involves solicitors, so taking your time when planning legally binding care documents is important.

    Advance care planning is a difficult topic to address. Few people may want to consider the situations that can arise at the end of their life or think about life-changing conditions that could impact their quality of life. Spending time planning affairs and thinking about your care wishes can offer you and your loved ones peace of mind.

    Image Credit: Matthias Zomer at Pexels

  • Becoming a full-time carer for a family member: Everything you need to know

    Becoming a full-time carer for a family member: Everything you need to know

    Taking the steps to become a full-time carer can be stressful, particularly if you’re caring for a loved one. However, there are a few ways to make the process easier for you and your relative. We’ve put together everything you need to know.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

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    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
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    Free next working day delivery
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    When will I need to become a carer for my family member?

    You may need to become a full-time carer for your family member when they can no longer care for themselves. This might be because they’re terminally ill or struggling with an injury.

    Simply put, you’re a carer if you’re undertaking caring responsibilities or supporting your family member. However, to be considered for income support as a carer, you must provide more than 35 hours a week of full-time support or care for your loved one. This support can include:

    The person you care for doesn’t necessarily have to be a relative; they can be a friend, neighbour or work colleague. The vital distinction is the amount of time you spend caring for them.

    Is there a list of health conditions that need full-time care?

    Your family member may need a carer for various reasons, and you may need to provide short- or long-term support, depending on your loved one’s illness. Common health conditions that require regular care include:

    Typically, the NHS suggests looking into care for your loved one if they’re finding it difficult to cope with daily tasks, such as getting dressed alone. You’ll also need to consider if your relative can safely live in their current home.

    Does my relative need to consent before I become their carer?

    In an ideal world, a family member will fully consent to you being their carer. However, conditions such as dementia can make it difficult for individuals to make informed decisions about their care.

    Under the Mental Capacity Act, all adults are assumed to have capacity unless proven otherwise. Those who are impaired may struggle with remembering information, understanding it, and using it to make a decision. Their ability to communicate that decision can be impaired as well.

    If you feel that your relative cannot consent to the care you offer or does not have the capacity for it, you can speak to your GP or social worker. They may arrange a capacity assessment to determine whether your relative can make clear decisions regarding what’s best for their care.

    Following this, it’s important to ensure your family member is closely involved with their care, even if it’s just to make simple decisions about what they want to eat or how they want to dress.

    So, what do I need to become a full-time carer?

    You need to do a few things to become a full-time carer. You’ll need to register as a carer with your GP so that they can support you as best they can. You can do this by adding your name to the carers’ register, a list of patients who are unpaid carers for their loved ones. This is a relatively simple process to sort out with your doctor.

    Social services should also assess your loved one’s needs to ensure that you are best placed to care for them during their illness or injury.

    How do I get a carer’s assessment?

    Social services undertake your carer’s assessment to recommend support that may help you in the carer element of your role. This assessment is free and available to anyone over 18. You can request a carer’s assessment through your local council, and support may include extra help from paid carers or respite care for your loved one so that you can have a break.

    If you’re under 18 years old, you can get a young carer’s assessment to decide if you’re in a suitable position to care for your family member. This will also determine what kind of support you get while you look after your relative and how this will affect your future life. If you’re over 16 years old and not in full-time education, you may also be able to get financial support and help finding a job. For more information, see further guidance.

    How do I get a needs assessment for my family member?

    If your role as a carer is likely to become long-term due to a loved one’s progressing old age or health condition, you should have them assessed by social services. Social care workers will undertake a needs assessment to determine what can be done to improve the quality of your family member’s life and ensure their safety.

    A social worker or an occupational therapist can undertake a needs assessment. They can make a range of recommendations, including:

    Anyone over the age of 18 can request a needs assessment. You can apply for an assessment on behalf of your loved one by contacting your local council or online through the GOV.UK website.

    Can I access financial support as a carer?

    Depending on your current income and whether you claim any benefits or draw from a pension, you may be entitled to some financial support from the government to cover care costs. This means-tested benefit is called Carer’s Allowance, and it’s currently £76.75 per week (2023/24).

    Available in England, Wales and Scotland, you need to meet a few key pieces of eligibility criteria to claim Carer’s Allowance. The person you care for must receive another benefit, such as:

    It’s also important to remember that Carer’s Allowance may affect your other government or disability benefits. For example, your Universal Credit payments may decrease. You also can’t get your full State Pension and Carer’s Allowance simultaneously, but your Pension Credit payments may increase.

    If more than one person cares for an individual, only one carer can claim Carer’s Allowance. You can apply for this benefit through the UK government website or by post. In Scotland, carers will also receive an additional benefit called Carer’s Allowance Supplement twice a year.

    You’ll need supporting documentation about yourself to apply for Carer’s Allowance, such as your National Insurance number, income from employment or a State Pension, and information about the individual you’re caring for.

    A benefits calculator can help you see your entitlement before you apply, and you can backdate your claim by three months if you’ve been a carer for a while. Contact the Carer’s Allowance Unit for more information about your claim.

    Can I get Carer’s Credit?

    If you can’t access Carer’s Allowance, you may still be able to get Carer’s Credit. This National Insurance Credit is available to those looking after a loved one for at least 20 hours per week.

    You’ll need to be over 16 years old and under the State Pension age to qualify for Carer’s Credit, and your loved one may also need to receive certain government benefits similar to Carer’s Allowance. You’ll get credits to help fill gaps in your National Insurance record, letting you take on considerable caring responsibilities without affecting your State Pension eligibility.

    Do I need power of attorney for my family member?

    Lasting power of attorney is a legal document that appoints specific people to make decisions on behalf of an individual if they lose capacity. Two distinct types cover health and welfare, and property and finances. You can create either or both types for your family member. Power of attorney is typically put in place whilst individuals can make advance decisions about their future care or affairs.

    If your loved one has already lost capacity, a deputyship order from the Court of Protection serves a similar purpose to a lasting power of attorney. As a family member or caregiver, you can apply for a deputyship order, giving you the authority to make decisions on behalf of your loved one.

    Both of these approaches involve the legal rights of your relative, so it’s essential to consult a solicitor before putting a Power of Attorney or a deputyship order in place. Your local Citizen’s Advice may also be able to offer support and guidance if you want to set up a standard Power of Attorney.

    How can I access further care for my loved one?

    Whilst you may be keen to do a lot of the caring yourself, there are other short- and long-term options. Day centres and groups provide structured activities for your loved one, as well as offering you a break. You can also organise short-term respite funded through social care or by your family member.

    A carer’s assessment may suggest support through paid carers to give you a break, or money towards transport for appointments or moving equipment if necessary. The person you care for may also be able to access Personal Independence Payment (PIP). This is extra money to help pay someone to look after your relative. The daily living component aspect of this benefit can help pay for everyday tasks, such as making food or getting dressed, for example.

    In the long term, you may want to look at whether a residential care home is the best place for your loved one, particularly if their condition becomes too much for you to manage. A care home may also be able to offer specialised care.

    Depending on their needs, various professionals, such as their GP, social workers, occupational therapists, district nurses, or paid carers, will likely be involved in your relative’s care.

    Is there anywhere I can get advice and support about being a carer?

    Looking after an ill or disabled person can affect your mental and physical health, so it’s important to think about how your caring responsibilities may affect your own life.

    Many organisations and charities support carers through telephone or local support groups. If you’re struggling with something, carer support helplines like Carers UK can advise you. This resource can also help you fill out any important forms or tell you how to balance full-time caring responsibilities effectively. In addition, the Carers Trust is an excellent resource for carers.

    Your local healthcare provider can also offer any support or guidance regarding your loved one’s specific health condition.

    Is there any mental health support available for me?

    As a carer, you carry a lot of responsibility, which can impact your emotional and mental health. There are a few ways to improve your mental health, such as:

    Going to support groups may also help your mental health, as you can find other people who understand what you’re dealing with day to day. Being a carer is a great act of love and kindness, but remember to consider your own needs, too. It can be easy to become isolated, so ensure that you have a good support network around you.

    Becoming a full-time carer

    Becoming a full-time carer is a rewarding but stressful role, whether you’re caring for your family member on a short-term or long-term basis. If you’re not looking after yourself, it can affect your ability to care for your loved one. So, it’s important to recognise when you need help or if you need to take time to get extra support for yourself.

    By doing your research, finding financial support and looking after your physical and mental health, you can ensure that you’re providing the best care for your family.

    Image Credit: National Cancer Institute at Unsplash

  • Longevitech TLV 2023: AgeGroup meets Jill Lindgren from eLivelihood

    Longevitech TLV 2023: AgeGroup meets Jill Lindgren from eLivelihood

    Hi Jill, thanks for taking the time to speak to us. Would you mind introducing yourself and your business to Health Times readers?

    Hello, I’m Jill Lindgren from eLivelihood. eLivelihood offers online and mobile platforms that focus on helping caregivers manage and organise the care, health, and finances of their ageing parents.

    Thank you for that summary. eLivelihood seems like something that would be useful to anyone who looks after their parents whether full-time or otherwise. What is it that you’re specifically aiming to achieve?

    eLivelihood creates a team environment for caregivers that puts everything they need in one easily accessible platform and allows them to collaborate and share the caregiving with family, friends and 3rd party caregivers. We are the only platform that focuses on not only the logistics but managing the finances in a transparent but secure manner.

    Seems like you’ve got all the most significant bases covered. Can you tell us more about how eLivelihood does this?

    We allow the primary caregiver to share the burden and coordinate information with the family through a platform that keeps everything in one place, keeps everyone informed and secured with customized permission settings for each team member. It includes task assignment, appointment updates, Safekeeper information storage for the will, medications, health, and important information. We also include the ability to track current financial account balances without giving access to the actual accounts.

    We also have a team-based financial solution that allows family members to contribute funds to an account to cover expenses like living expenses, medical bills, whatever is needed. Our system lets users send money to each other for re-imbursement and allows authorized family members to pay bills directly. Each deposit and transaction is available to the team so they see where the money came from and where it went. We also have reporting for expenses, mileage and time spent for everyone so it’s easy to see each member’s contributions and reduces the likelihood for financial fraud while creating empathy within the family.

    We didn’t forget the most important family member, which is the person you’re caring for. We include an easy-to-use free tablet application, specifically designed for seniors. It allows the family to share important memories through pictures or videos and has a messaging system for them to keep in touch with everyone, no matter where they are.

    That goes even further than I expected and sounds like it could bring a raft of benefits beyond its initial functions. What is the background to eLivelihood? How did you reach this point?

    This is our management teams’ second start up. As entrepreneurs and primary caregivers ourselves, we knew there had to be a better way to do things so out of desperation on our part we decided to build a solution ourselves. We’ve been in business for nine years and started with almost two years of market research to make sure our solution really addressed all the issues caregivers face. We knew that including a financial solution was a must-have for families and then spent another year developing a one-of-a-kind solution to do just that.

    As well as our consumer solution, eLivelihood also offers white label customized solutions to companies focusing on employee/member benefits, medical trials, healthcare facilities and financial services to name a few. Our unique team-based platform can be easily customised more economically than building new solutions from scratch.

    Our base platform is currently available internationally, with the custom financial service available in the US and Canada. We have over one million paid subscribers from seven different countries and have plans to expand the financial solution internationally over the next two years.

    Thanks again for taking the time to speak with us, and we look forward to seeing you at Longevitech!

    You can learn more about eLivelihood at https://www.elivelihood.com/.

    Longevitech TLV 2023 takes place across 13th – 14th February.

  • What is the HCPC and what does it do?

    What is the HCPC and what does it do?

    The Health and Care Professions Council (HCPC), formerly known as the Health Professions Council, is a regulatory body responsible for overseeing and regulating a range of healthcare and social work professions, ensuring that practitioners meet high education, training, and conduct standards.

    The HCPC’s primary functions include:

    • Setting standards for professional practice.
    • Maintaining a register of qualified professionals.
    • Investigating complaints and concerns about professionals’ fitness to practice.
    • Taking necessary actions, including sanctions, to protect the public.
    • Upholding professional standards in the healthcare and social work sectors.

    The Health and Care Professions Council is a reliable resource to verify a caregiver’s professional title and adherence to standards. You can think of the HCPC as the first line of protection when you want to find the right carer for your loved one.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

  • Talk through the pendant.
  • Fall detection.
  • Water resistant
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
  • No speaker or microphone
    • Delivery
    Free next working day delivery
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    How does the Health and Care Professions Council operate?

    The Health and Care Professions Council (HCPC) operates through a structured and rigorous regulatory framework. It sets and maintains high standards for education and training in the healthcare and social work professions it oversees. Professionals in these fields are required to meet these standards and must be registered with the HCPC to practice legally.

    The HCPC also has a robust complaint and disciplinary process, where concerns about a practitioner’s fitness to practice are thoroughly investigated. If a serious issue is identified, the HCPC can take a range of actions, including suspending or removing a professional from the register to protect the public.

    Every year, health and care professionals and organisations are reviewed with the resulting reports delivered to Parliament and published online. You can view the latest report here. This process is crucial for providing oversight of everyone involved in the care process.

    How does the HCPC regulate healthcare professions?

    The Health and Care Professions Council employs a multifaceted approach to regulating health and care professions to ensure public safety and maintain high standards of practice.

    At its core, the council sets and enforces rigorous standards for education and training, ensuring that aspiring professionals are equipped with the required knowledge and skills. Healthcare professionals must submit employment records, experience and qualifications to prove they are fit to do the work. HCPC registration also requires proof of identity for everyone who applies.

    The HCPC registration process is the same for all professional bodies, from occupational therapists to speech and language therapists to clinical scientists to operating department practitioners. Everyone must meet the same high standards to join.

    The Health and Care Professions Council values transparency and maintains an easily accessible register of qualified professionals. This register allows patients and employers to verify practitioners’ credentials.

    What are the benefits of the HCPC?

    The Health and Care Professions Council (HCPC) offers several notable benefits. Firstly, they ensure that healthcare and social work professionals meet high education and training standards, guaranteeing competence and safety for the public.

    The HCPC also works closely with healthcare professionals, service users such as yourself, and various stakeholders. By listening to the insights and experiences of those directly involved in healthcare and those affected by it, the Health and Care Professions Council can adapt to changing needs and expectations. This leads to better decision-making, improved policies, and an up-to-date regulatory system.

    These benefits extend beyond the HCPC and help ensure that both healthcare practitioners and the public are well-served and protected in our ever-changing healthcare landscape.

    What else do I need to know about the HCPC?

    The HCPC actively outlines the standards they expect those working in the health and care professions to meet. This process covers everything from approving an education provider to checking an original document. But most importantly of all, you need to know that the Health and Care Professions Council is always on your side.

    International applications are processed promptly, and registered professionals are required to renew their membership every two years.

    You can also use the HCPC to lodge, escalate and follow up on a complaint about the level of care your loved one has received. This means a professional body can always arbitrate disputes and promptly resolve long-standing issues.

    Using the HCPC to find care for loved ones

    While the HCPC may seem like nothing more than a professional body on the surface, look a little closer, and you’ll see it’s a priceless source of peace of mind.

    Using the Health and Care Professions Council website to search for social workers and health and care workers who are fully vetted and skilled can save you significant time and effort. It’s also a starting point when you want to contact a carer in the UK.

    It is a simple way to protect the health and wellbeing of your loved one by making sure everything is in order.

    Image Credit: Karolina Grabowska at Pexels

  • What Is Attendance Allowance?

    What Is Attendance Allowance?

    Attendance allowance is financial aid given to those of pension age who need care assistance due to a severe mental or physical disability, which 1,517,000 people in the UK benefit from. This payment is different from a carer’s allowance, as the money is yours to do what you like with, rather than going straight into a single chosen carer’s pocket who might be unable to help you with everything you need.

    These needs can be anything from help with regular daily necessities such as personal care, and other care needs such as making sure you don’t hurt yourself in any way and having a carer accompany you to wherever you need to go. This can be especially beneficial to older people.

    Having the extra money as an option to pay someone to help will be important for a sense of independence.

    It is no secret that money can significantly impact our lives. Those who don’t face money difficulties can easily take for granted the extra financial support that can make all the difference. Especially now, many are facing a cost of living crisis.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

  • Talk through the pendant.
  • Fall detection.
  • Water resistant
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
  • No speaker or microphone
    • Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
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    How do you know if you are eligible for Attendance Allowance?

    Before claiming Attendance Allowance, you must meet strict criteria, as with every government financial aid.

    There are three main elements, and you must cover them all:

    It is worth knowing that attendance allowance is not means tested, so anyone eligible can receive this benefit without it being affected by any savings or what you earn if you are working.That said, if you are on Personal Independent Payment (PIP), you cannot apply. If you have Disability Living Allowance (DLA), you may be able to apply for Attendance Allowance, but your DLA will be adjusted.

    You should also be aware that you don’t need to be officially diagnosed with anything to apply for Attendance Allowance. As many of us know, appointments, waiting times, and tests can take considerable periods of time, during which you could benefit from support.

    As long as you have needed help or supervision for over six months because of a mental or physical condition, you can go ahead and apply.

    Visit the Attendance Allowance page on gov.uk for more information.

    What is the application process for Attendance Allowance?

    Applying for Attendance Allowance is pretty simple as long as you have everything you need to get started.

    Fill out an application form, which you can do via post or phone. This claim form, AA1, can be found here.

    Please note – You can claim in England, Wales, and Scotland, and there are special rules for Northern Ireland. Nidirect states this is a tax-free benefit.

    Completing the form over the phone is recommended, as you can troubleshoot as you go if you are unsure of any answers or have difficulties.

    Helpful tip: There is a service called textphone option Relay UK for those who might have trouble speaking or hearing on the phone – you can use this service to message instead. Deaf customers can use a British sign language service offered over a webcam.

    All you need to do then is send that application form off to DWP (Department for Work and Pensions) and wait for a response. You don’t need a postcode or a stamp. Waiting times vary, and if you are concerned that your form got lost in the post or would like to check on its progress, there is an Attendance Allowance helpline you can call. However, if you are terminally ill, expect a quicker turnaround time.

    Someone with a terminal illness applies for attendance allowance in the same way – however, they face a much speedier application process due to the nature of the illness. For more information on applying for Attendance Allowance if you have a terminal illness, click here.

    Can you apply for someone else?

    If you are here because you are looking to apply for Attendance Allowance for someone else, the good news is that you can.

    If someone has a health condition that means they are unable to fill in a form or have diminished mental capacity, someone must be allowed to advocate for them on their behalf.

    However – they do need to be able to sign it themselves. If they are not able to, you will need to have the legal right to do it yourself. You will need to be a power of attorney, an appointee, or a deputy. If you are not recognised as any of these options, you must take the necessary steps to be able to sign the attendance allowance form on someone’s behalf legally. Do this as soon as possible, as it will most likely delay the claim.

    What does an attendance allowance form entail?

    Filling out forms can be pretty heavy-duty, especially if you are already unwell. If you cannot find someone to fill out the form for you, DWP may be able to help.

    A couple of bits of information are worth having on hand to make your life a little easier while applying:

    It can be worth writing a journal of sorts so you can get down on paper what you experience and how it impacts your life. This is a great aid when recounting your days, as you don’t want to undermine your experiences by misremembering, and it can help you paint a complete and accurate picture to ensure your application doesn’t get incorrectly rejected.

    Citizens Advice provides a free, detailed template here.

    In order to receive your desired outcome, it’s crucial to understand what the DWP is seeking and provide them with clear and concise information when filling out the form.

    Make sure you include:

    This will give the DWP a clear picture of why you are applying for Attendance Allowance and how you can benefit from it.

    If you need extra help, Age UK has some great resources.

    You can find other information on eligibility, entitlement, pension credit, disability benefits, council tax reduction, council tax support, disability and carers service, housing benefit, and means-tested benefits on the HMRC website.

    So what exactly is attendance allowance?

    Attendance Allowance can be an excellent benefit for those who need help because of a mental or physical disability which means you require comprehensive assistance.

    The support payment is not based on means-testing, which means that your current financial situation will not be taken into consideration when a decision is made. However, this may change if you are also receiving Disability Living Allowance.

    You, or someone else on your behalf, can apply for this attendance allowance so you can get the monetary support you need.

    Claiming is a simple process done through an attendance allowance claim form which can be found online.

    It is important to be thorough with your experiences so that the DWP can assess your situation with a detailed and accurate picture in mind.

    Attendance allowance can provide some extra money to those who need it most to help them live a similar quality of life to their peers and remain independent for as long as possible. This can make a significant difference to mental health and physical capabilities and is an important benefit to be available.

    Image Credit: Alaur Rahman at Pexels

  • How can personal alarms aid caregiving?

    How can personal alarms aid caregiving?

    As you age, your needs naturally change and evolve. One of the fundamental issues that both the elderly and those who care for them face is the need to stay connected in an emergency. It’s not always practical to have someone constantly with an elderly family member. And they may not want that if they’re keen to maintain a sense of purpose and independence. So for the peace of mind that makes all the difference for you and your loved ones, let’s explore what to look for in a personal alarm service.

    We’ll look at it from the perspective of carers and those in need, allowing any family member involved in the decision-making process to help their relatives feel comfortable and safe in their homes and making connecting with emergency contacts as quick and easy as possible.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

  • Talk through the pendant.
  • Fall detection.
  • Water resistant
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
  • No speaker or microphone
    • Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    See the bigger picture
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    Misconceptions about personal alarms for loved ones

    The most important thing to remember is that the whole objective here is to keep your ageing loved one safe. You want to be able to know that they’re always protected should they need help without them literally being watched.

    One of the misconceptions is that the more you watch and monitor a loved one, the safer they’ll be. Imagine the extreme case of video surveillance. Is that the type of home you want your relative to live in? The life you want them to lead? You’d feel the need to constantly watch them in case something happens, simply because you can, and they won’t feel like they’re at home anymore. While you might feel you’re unlikely to go down this route, taking it as an example is useful.

    Once a loved one realises what’s happening and takes exception to it, you’ll soon find that they find ways around the system. Before you know it, they’re actively combating the system you put in place to try and keep them safe. The whole thing becomes rather self-defeating and doesn’t provide the peace of mind you and the rest of the family wanted to enjoy.

    You will also find that, in many cases, your loved one can recommend how best to set up the system around their typical day at home. Look for something that won’t raise false alarms every time they have a soak in the bath or a nap on the sofa, and you’ll be able to get an alarm fit for purpose in every possible way.

    Communicating the need for changes to your relative

    You need to make your relative as involved in and aware of the process as possible. Let them know that you’re thinking of making these changes, ask them what they think about them, and get their input on extra functionality that really could save their life. By making them feel like they have a say in the process, you’ll be able to arrive at an alarm system that works for everyone because they won’t see it as an enemy in their own home.

    It’s also crucial to be clear about what the alarm system can and can’t do. For example, you should reassure your loved one that you’re not recording their every move, action and conversation. But do let them know that should they have a fall or become unresponsive, the system will raise the alarm and send help.

    Managing the transition between total independence and monitoring

    The most common people to care for when you’re in middle age yourself are your elderly parents. They’ve always been there for you and given you everything you have today, so it only feels right to you that you help them when they age and could do with an occasional helping hand. However, this is where things can sometimes get tricky, and some added sensitivity and awareness can be priceless.

    Your parents raised you from the day you were born, which means they have always had a unique role in your life. They’ve been in charge, taken responsibility and made many of the critical decisions in your life. Just because you may be in middle age now doesn’t mean they stop viewing you as their child. Why is this important to remember? Because if you suddenly start making decisions and imposing changes on them when you’re 60, for example, they will be pretty surprised.

    While everyone is different, and we don’t pretend to know about your relationships, it’s beneficial to see things from your relative’s point of view. They’re older and more experienced than you in many ways, so they may not fully accept the changes they feel you’re mandating without their say-so.

    Work through the issues together, be open and honest about your concerns, and find a simple way to sell your idea of at-home monitoring. One of the most effective is to frame it as a safety feature that gives them back their independence rather than taking it away. Let them know that their new prospective alarm system would reduce the need for people to check up on them in person constantly, and you’re likely to make some headway in the discussion.

    Are elderly alarm systems overkill?

    Asking these questions will get you to the heart of what a pendant or watch alarm can do for you and your relative. In an age where there seems to be a fancy tech solution for anything and everything — think video doorbells and keyless ignitions — asking yourself if you really need another piece of tech is insightful.

    While many pieces of tech exist solely to gather data for the company that sells them, fall detection systems add genuinely new functionality to the home. Their purpose isn’t so much to track a loved one for the sake of it but to automatically alert carers and emergency services if they are needed. They also have the added advantage of learning patterns of movement and behaviour, making sure an innocent afternoon nap on the sofa isn’t cause for concern.

    Put all of these pieces of functionality together, and you’ll soon see that an elderly alarm system with a user-friendly interface is a great way to achieve peace of mind.

    How do alarm systems benefit carers?

    Feeling like you must constantly check up on an ageing loved one is a sure sign that their current living arrangements are causing you stress. Maybe their abilities and coordination have suddenly reduced, you’re struggling to persuade them to downsize, or you simply worry more as they age. Whatever the reason, it’s vital that you, as a carer, also get the help and support that you need.

    In a perfect world, you would have a nurse on call 24/7 who could appear and disappear whenever your loved one needed them, all without them feeling like they were giving over their home to someone else. But, unfortunately, that’s not possible, which is why an alarm system is by far and away the next best thing.

    Charities like Age UK can advise you on free schemes, many of which come with 30-day no-obligation home trials, so you can find a system that works for everyone. And if you choose to buy one independently, they’re typically low-cost, highly secure and quick and easy to get set up.

    These systems provide continuous monitoring and oversight and allow you to switch off and recharge your batteries. Many can be set up so they check in automatically with your phone via an app throughout the day, letting you know that everything is okay and the system is functioning as it should be. This eliminates the urge to phone or check on them in person continually. Ideal if you want to ease the stress and emotional burden you may feel is being placed on you right now.

    Alarm systems with 24-hour monitoring

    Charities like Age UK often recommend investing in a comprehensive UK-based system connecting the home with a staffed response centre. By being able to engage a responder automatically should a fall or other accident occur, a skilled care team will effectively always be watching over the alarm user.

    Aside from household budget, another potential issue with this is the feeling of a loss of independence. When caring for an ageing loved one, this is important because you want them to be happy and at peace with the solution you implement.

    Imagine if you were at home and the next day, someone arrived and installed a complex system you felt was always watching over you. Your mobile phone would seem like it was now a surveillance device, you’d find an SOS button that wasn’t there before, and you’d have concerns about what the monitoring centre you keep hearing about is for. Finding the right balance here is all about open and honest conversations that ensure everyone is on the same page from day one.

    More discreet emergency button-based solutions

    Taking care of someone in a way that allows them to access the help of emergency services when needed is all about usability. An overly complex and hard-to-use system will soon become an afterthought and become bypassed, making the monthly subscription you pay largely worthless.

    This is where a simple pendant alarm comes into its own if you’re looking for a robust and largely unobtrusive fall alarm. Many of them work by GPS tracking, constantly checking the location of your loved one to try and identify falls. The clever part is that many will build up a catalogue of typical movements and activities — such as watching an afternoon TV show or taking a mid-morning nap — and highlight changes from the norm. Some will sound an alarm call designed to gently nudge the wearer just in case all they’re doing is having an impromptu, one-off nap. If no response comes, they will escalate the issue to a customer service team or emergency services, who will take over.

    How easy is it for an elderly user to operate a fall detector?

    Wearable tech is designed to be simple and easy for users of all ages to get to grips with. Many of them also have large buttons that are compatible with loss of fine motor function with age. The battery life will vary from device to device, depending on which one is chosen, but it’s typical to get six months or more with frequent warnings well ahead of time that a replacement battery is needed. There are also a growing number of fall detection systems for independent living that are USB-chargeable. Something as simple as taking it off at night and charging it on the bedside table is a habit that can quickly be ingrained and ensure that the wearer is always safe.

    Are fall detectors suitable for homes without regular smartphone users?

    Yes, that’s the short answer! Relying mainly on a landline to stay connected is not an impediment when shopping for these types of safety systems, and nor should it be. The GOV.UK site is a valuable source of information for anyone looking to upgrade and make their home more digital. Still, you shouldn’t feel like you have to do this just to make things safer.

    Many pendant or wrist-based alarms have simple integrated displays that allow the wearer to reset them, avoiding false alarms easily. Ideal if you want to install a simple system that will give everyone involved the peace of mind that makes all the difference.

    How can emergency services gain access in the event of a fall?

    Key safes are an increasingly common feature in homes across the UK and allow anyone to grant access to a select few to their home. Most common key safes cost as little as £20, are available on next-day delivery, and can be mounted outside the property with nothing more than some basic DIY.

    The great thing about this is it gives homeowners the piece of mind that the help they need will promptly arrive should an accident happen. It also allows for a simple and secure access solution to be arranged at virtually zero cost with no expensive setup fees. Ideal if you want to order something with the touch of a button that will securely control access to the property.

    How can you safely give out the key safe combination?

    Many fall detection systems will allow you to programme a text-based response that displays in the event of an emergency. This would then allow you to display the combination to the key safe in a secure manner, so only those who receive the emergency alert get the combination code.

    The most important thing to do is ensure that the key safe is well-maintained and mounted somewhere easily accessible. Because of the secure nature of the safes, there’s no requirement to mount them out of sight. Many people keep things simple by mounting their safe where you would expect to find the doorbell.

    Understanding fall detection system base units

    The base unit is one piece of terminology you will hear about when looking into personal alarms. Fall detection systems typically comprise a sensor or pendant worn by your relative and a base unit that tracks activity and sends off the data via the internet. Think of it like the brain that allows the sensor your loved one is wearing to raise the alarm and contact emergency services.

    In virtually all cases, you must ensure a landline that the base unit can connect to. Base units are typically small and compact and require little to no interaction with the householder. This allows you to place an unobtrusive but potentially life-saving addition into their home with minimum effort. Perfect if you want them to still feel independent and able to rest and relax in the privacy of home.

    Which brand of fall detection system is best?

    There are many different brands out there, and that can make choosing which one to entrust the safety of your loved one to challenging in the extreme. Rather than searching for the most popular devices on Amazon and eBay, look at elderly care charities like Age UK, and see which devices they recommend. This will give you the benefit of their experience and knowledge, as well as the reassurance that you’re buying something fit for purpose, as opposed to something that has eye-catching and engaging marketing material.

    The best approach to finding personal alarms for caregiving

    The most important thing to do is assess the needs of the loved one, or older people, you’re caring for. And if you’re the intended user of the alarm, it’s essential that you feel comfortable and at peace with how it works, too. Beginning your search by speaking with your doctor will allow you to quickly and easily assess your needs and make an informed decision about the level of telecare services required. You can then look at options like wearable tech, wristbands and SIM card powered devices. If in doubt, work together as a team and find something you’re all comfortable with. Only then will you find a way to stay safe that works for everyone.

  • How does technology help primary caregivers?

    How does technology help primary caregivers?

    In today’s world, technology can provide invaluable support for primary caregivers of senior relatives. With rapidly advancing technology, caregivers can now access various tools and resources to support their caregiving duties.

    Caregivers can use technology for various things, including monitoring the health of elderly family members, providing medication reminders and alerts, connecting with family members, and keeping family memories safe.

    By incorporating technology into the daily routines of primary caregivers of elderly relatives, a wide range of solutions are available that make it easier than ever before for people caring for ageing parents or grandparents at home to get assistance managing their responsibilities as well as stay connected with those they love most despite the physical distance separating them.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

  • Talk through the pendant.
  • Fall detection.
  • Water resistant
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
  • No speaker or microphone
    • Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
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    Stay connected with loved ones – even when they’re far away

    Technology has made it easier for primary caregivers to stay connected with family and friends even when they are far away. With smartphones, laptops, tablets, and social media platforms such as Facebook and Instagram, primary caregivers can keep in touch with their loved ones regardless of location.

    Social media can be an excellent tool for primary caregivers to stay connected with those who are important to them, even if they are miles apart. Social networks make it easy to share photos and videos and connect with others in real-time without meeting up physically.

    And social media is not just for younger people. The most recent surveys by the Pew Research Centre indicate that 45% of the population over 65 uses social media.

    And video chat technology has also become widely available through apps such as WhatsApp and Google Meets. This technology makes it possible for primary caregivers to have face-to-face conversations with family members or individuals who may not be near them physically but could still use some support or guidance from afar.

    Approximately 61% of those over 65 now own smartphones, making video calls more effortless than ever. Video calling also gives primary caregivers a chance to show their loved ones emotional support from any distance at any given time.

    Get organised – keep track of important documents and appointments

    There are various tools, like online calendars that can be shared between multiple users, which can help primary caregivers get organised. These tools can help coordinate appointments or events amongst people scattered across different locations, making it easier for everyone involved to schedule plans or tasks remotely.

    And emerging software solutions like eLivelihood are making it easier than ever for primary caregivers to get organised.

    Jill Lindgren, CEO of eLivelihood, explained how her company’s solution could help primary caregivers monitor the needs of older family members. She said: “We allow the primary caregiver to share the burden and coordinate information with the family through a platform that keeps everything in one place, keeps everyone informed and secured with customised permission settings for each team member.

    “It includes task assignment, appointment updates, Safekeeper information storage for the will, medications, health, and important information. We also include the ability to track current financial account balances without giving access to the actual accounts.”

    Elivelihood, a self-funded company with more than 1,000,000 paid subscribers, shows how technology can be a powerful tool in the primary caregiver’s arsenal.

    Store important family memories

    Keeping hold of important family memories and having the space to reminisce and connect over shared history is a vital aspect of caring for older relatives who may be at risk of memory loss.

    Software like eLivelihood also offers a function that allows older adults to keep track of family memories.

    Jill Lindgren added: “We include an easy-to-use free tablet application, specifically designed for seniors. It allows the family to share important memories through pictures or videos and has a messaging system for them to keep in touch with everyone, no matter where they are.”

    This is an example of how technology is not just a means to get organised but also a tool that can help connect people across generations.

    Technology is a powerful resource for primary caregivers

    Technology has profoundly improved the lives of primary caregivers of elderly relatives. It enables them to stay connected with their loved ones from afar, provides access to helpful resources and services, and even assists in planning long-term care.

    It also helps caregivers better manage their own stress levels by allowing them to communicate more easily with medical professionals or other family members who may be involved in caregiving duties.

    All of these benefits allow primary caregivers of elderly relatives to provide better care while managing the demands of their own day-to-day lives more effectively.

  • Carer’s Allowance: How it works

    Carer’s Allowance: How it works

    Becoming a full-time carer can be stressful, especially when you add finances into the mix. From claiming benefits to understanding your pension credits, there’s a lot to think about.

    We want to simplify Carer’s Allowance, helping you navigate the application process. Here’s everything you need to know.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

  • Talk through the pendant.
  • Fall detection.
  • Water resistant
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the base unit.
  • Works in the home and garden.
  • Waterproof
    • Other features
  • Talk through the pendant.
  • Works anywhere in the UK
    • Other features
  • Talk through the watch.
  • Pedometer.
  • Works anywhere in the UK
    • Other features
  • Designed for people living with dementia
  • Works anywhere in the UK
  • No speaker or microphone
    • Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
    Delivery
    Free next working day delivery
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    Free next working day delivery
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    What is Carer’s Allowance?

    Carer’s Allowance is financial support from the government available if you spend at least 35 hours a week caring for someone. For example, if a loved one is terminally ill or elderly, you may need to provide full-time care for them.

    Carer’s allowance is available to all caregivers, even if you are not residing with the person you’re looking after.

    Who is eligible for Carer’s Allowance?

    There are some key eligibility criteria for Carer’s Allowance. As well as caring for your loved one for at least 35 hours per week, the person you care for must also claim certain qualifying benefits.

    This includes benefits such as:

    Carer’s Allowance is available for carers who typically live in England, Scotland and Wales. If you’re in Scotland, you may also be able to access Carer’s Allowance Supplement.

    Carer’s Allowance is a means-tested benefit, so you must earn £139 or less per week to qualify. You’ll also need to be 16 or over to claim Carer’s Allowance, and you can’t be in full-time education. If you’re working alongside your caring responsibilities, you can still claim this benefit – as long as you spend at least 35 hours as a carer each week.

    How much can I get?

    You can currently get £76.75 (2023/24) per week to help with your caring responsibilities, and you can choose to receive your money weekly or every four weeks. You should receive your benefit payments straight into your bank account. If you share your caring responsibilities with anyone else, only one person can claim Carer’s Allowance.

    If you receive Carer’s Allowance, you’ll automatically receive Class 1 National Insurance credits, which can help you build up your State Pension or qualify for further government help.

    Is Carer’s Allowance taxable?

    Carer’s Allowance is taxable. However, you’ll only have to pay income tax if you have other sources of taxable income, such as personal pensions or part-time earnings, and if this combined income takes you over the standard Personal Allowance (which stands at £12,570 as of 2023/24). Carer’s Allowance on its own is below this threshold.

    How do I claim Carer’s Allowance?

    Simply head to the GOV.UK website and click “Apply now” to get your Carer’s Allowance application started, or print a claim form from the Department for Work and Pensions (DWP) via the UK government website. If you live in Northern Ireland, you may need to complete an application through NI Direct.

    If you don’t have a printer – don’t worry! You can also call the Carer’s Allowance Unit to request a form to apply by post.

    What documents do I need?

    You’ll need a few documents to support your application for Carer’s Allowance, including:

    How will Carer’s Allowance affect my pension payments?

    If you currently claim State Pension, you may not be able to claim the full amount of Carer’s Allowance and State Pension at the same time. Generally, you’ll not get Carer’s Allowance if you earn £76.75 a week or more from your State Pension. However, you’ll get Carer’s Allowance to make up the difference if your State Pension is less than £76.75. For more information, see further guidance.

    Your Pension Credit payments may also increase if you can’t claim Carer’s Allowance because of your State Pension, so either way, you should receive adequate financial support during your time as a carer.

    How will Carer’s Allowance affect my other benefits?

    As a carer, you may find that your other benefit payments change if you receive Carer’s Allowance. This is because Carer’s Allowance technically counts as income, meaning means-tested benefits like Universal Credit can decrease. However, if you’re eligible for Carer’s Allowance, you may get something called Carer’s Element, an extra amount of Universal Credit. You can find out more about Carer’s Element and Universal Credit here.

    If you currently receive Working Tax Credit or Child Tax Credit, contact HMRC to see how Carer’s Allowance will affect these benefits. It’s also important to remember that even if you can’t claim Carer’s Allowance due to your other benefits, you may still have an underlying entitlement to it, giving you access to financial support during your time as a carer.

    Claiming Carer’s Allowance may also affect the benefits of the person you care for. They may stop receiving a severe disability premium with their benefits or an extra amount for severe disability with their Pension Credit, for example.

    Once you claim for Carer’s Allowance, the person you care for may also stop getting reduced Council Tax, so double-check with their local council before applying.

    Can I still claim Carer’s Allowance if I take a break from caring?

    If you’re a full-time carer, you may need to take a break for various reasons, but you can still receive Carer’s Allowance during your time away. However, you’ll need to tell the DWP about any changes, particularly if you or the person you care for goes into hospital or residential care for more than 12 weeks or if you stop your caring responsibilities for more than 28 days.

    You’ll also need to report any changes in circumstances, such as an income increase, to avoid claiming Carer’s Allowance when you don’t need it.

    Are there any other benefits available for carers?

    There are a few other benefits available for carers. Let’s take a look at them.

    Carer’s Credit

    Carer’s Credit can help you avoid gaps in your National Insurance record while you care for someone. You’ll get Carer’s Credit in the form of National Insurance credits if you provide at least 20 hours of care per week for someone.

    Personal Independence Payment

    Personal Independence Payment (PIP) can financially support the person you’re caring for. This money goes towards various tasks, such as help with eating, dressing or moving around.

    You can get PIP alongside Employment and Support Allowance (ESA) or other benefits. Unlike Carer’s Allowance, your income won’t affect your eligibility for PIP.

    Carer Premium

    You may also be able to claim a Carer Premium, known as a Carer Addition, for those who are State Pension age. This is extra money for carers who claim certain benefits, such as:

    Carer’s Allowance: Tips to navigate the application process

    Applying for Carer’s Allowance can be daunting, particularly if this is your first application or you’re busy caring for someone. We’ve put together a few tips to navigate the application process:

    1. Use a benefits calculator.
    2. Apply online.
    3. Get your support documents ready.
    4. Don’t forget to backdate your claim.
    5. Reach out for help if you need it.

    Let’s explore these in more detail.

    1. Use a benefits calculator

    Before you apply for Carer’s Allowance, use a benefits calculator to understand your eligibility. This can also save you time on a lengthy application if you don’t qualify for Carer’s Allowance.

    A benefits calculator can help you understand if you or the person you care for can claim any other disability benefits or how Carer’s Allowance will affect your benefits entitlement.

    2. Apply online

    You can apply for Carer’s Allowance via post or online. Filling out a digital claim form is the easiest option, as you can fit your application into your schedule. You can also complete the application from the comfort of your own home.

    3. Get your supporting documents ready

    By getting your documents ready, you can make the application process as smooth as possible. You should also ensure you have all crucial information to hand, such as the date of birth and address of the person you care for. This can ensure you correctly and quickly send off your claim form.

    4. Don’t forget to backdate your claim

    If you’ve been caring for someone for the past couple of months, but you’ve not yet claimed Carer’s Allowance, don’t forget to backdate your claim. You can backdate your application by up to three months, so make the most of this policy.

    5. Reach out for help if you need it

    If you’re struggling with your application, reach out for help. Contact the Carer’s Allowance Unit for information over the phone. Other providers, such as the Carers UK helpline, Citizens Advice or the Carers Trust, can offer support. These resources can advise you on how to best navigate the application process.

    Image Credit: Antoni Shkraba at Pexels

  • Caring for elderly parents over winter

    Caring for elderly parents over winter

    The winter months bring a unique set of challenges that you need to be appropriately prepared for. With so many conflicting ideas out there, the key is to find a simple, straightforward approach that works in the real world.

    This is a chance to not only make sure your loved ones are okay but to show them that no matter what they need, you’re always there for them. It may sound a little daunting at times, but it will ultimately bring you even closer together.

    Whether you’re looking for a personal alarm for yourself or something to put your mind at rest about a loved one’s wellbeing, there’s something for all needs in this fantastic range of caregiving and monitoring aids.

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    The importance of planning ahead

    The key to making sure the winter months are as comfortable for your parents as possible is to make sure they have everything ready and waiting. Paying their home a visit and asking them where they spend most of their time will give you a much better idea of what they need. Consider these for example:

    These three practical steps will give you the information you need to start putting together a plan. You’ll know which rooms need the most attention, how often the home will be left empty, and what resources your parents can provide. Once you know all this, you can start thinking about the practical issues one by one.

    How to make the best use of the heat available

    An energy-efficient home will be a warm home, and it will also cost a fraction of the price to heat. The key is to spot sources of potential heat loss early and carry out any required maintenance or repairs quickly and efficiently.

    Here are a few common examples you could start with:

    By fixing the simple things first, you can ensure their home retains as much heat as possible. From there, you can start to think about the most efficient, cost-effective ways to keep them warm.

    Analysing the energy providers

    Predicting when energy bills will rise and fall may be difficult, but this doesn’t mean you can’t save money by exploring multiple suppliers. Price comparison sites will regularly feature and highlight the best deals for a particular utility.

    The key is to make sure you find a reputable name with a track record of fair pricing. Some choose to go with one of the big six suppliers purely on reputation and name recognition. In contrast, others prefer the often more competitive rates of the smaller providers.

    To do this type of search the right way, you’ll need to have a good idea of where most of your parents’ heat will be coming from. Electric, gas and heating oil are all options, and often you’ll be able to use a combination of them.

    A good starting point would be finding out the answers to these critical questions:

    The answers to these may take a little bit of time and research to track down, but they will allow you to create a viable heating budget that works for everyone.

    What’s the ideal room temperature for an elderly parent?

    21°C is recommended in the bedroom and living room, while temperatures of 22-24°C are ideal in the bathroom. This will make sure your parents are warm and comfortable as they towel down and get changed after a bath or shower.

    Maintaining these ideal temperatures is a matter of timing. By knowing when to have the heating come on, you can maintain a balanced temperature 24 hours a day.

    For many elderly people on a budget, the temptation is to switch off the heating overnight. The problem with this is that they’ll be breathing in cold, damp air for the eight hours they’re asleep, which can suppress their immune system. This makes catching colds and other ailments increasingly more likely, making it harder to stay warm and enjoy the winter months.

    Consider these key things to help you and your parents figure out the ideal heating times:

    By having the heating come on at set intervals every hour throughout the night, you can maintain a consistent environment. This not only has the benefit of improving sleep health, but it will also mean less heating is required to warm the house when they wake up. You then need to focus on the waking hours.

    How can you keep an elderly person warm during the day?

    Setting the heating on a static timer is okay, but a responsive thermostat will be the best option here. When your parents move around or eat a meal, they’ll naturally begin to warm up. If you can use a thermostat to keep the ambient temperature constant, you will make it that much easier for them to remain comfortable.

    Opt for something simple to use that only requires them to type in the desired set point. This will ensure your loved one has no issues using it and get the warm environment they deserve.

    There are also several other things you might want to consider:

    Keeping your parents warm is clearly vital, but caring for them over the winter also requires you to consider a few other essential points.

    Plan to ensure social contact and mental stimulation

    Everyone deserves to live a full and happy life, but sometimes events outside our control make this problematic. Taking the decision to shield or self-isolate is never easy, and it weighs particularly heavily on the minds of the elderly.

    To help your parents make this decision with minimal impact on their wellbeing, you may want to consider:

    These little things can make a world of difference to someone who’s forced to stay inside, for whatever reason, and they only take a little bit of prior planning. You may also want to think about ways to keep their spirits up and what you can do to ensure they’re okay if you haven’t heard from them in a while.

    Making yourself accessible to an elderly parent

    Your parents spent their life looking after you, which means it may not come naturally to them to ask for help. While you don’t want to be overbearing, you do want to make sure you know how they’re getting on and whether or not they need something.

    By making it’s quick and easy for your parents to get in touch, you can combine your need to know they’re okay with their need for social interaction. Here are a few ways you could do this:

    By making sure your parents know you only want the best for them, and that you see them as so much more than someone you have to care for, you’ll grow even closer together.

    The key to helping an elderly parent this winter

    Communicating regularly and naturally, rather than sounding like you’re checking up, is the way to do it. By remembering that it may be a little difficult for your parents to accept the dynamic has changed somewhat now they’ve reached old age, you can find the right approach in every situation.

    Visiting them at home, socialising regularly, and offering a change of scenery when you think they need it will all make a real difference. You should also make a point of listening to their minor complaints about the heating or an annoying draft. This gives you the chance to help them with the things which really matter to them that you might not spot when you’re looking from afar. Even if it sounds like a small thing to you, they’re telling you for a good reason. If you listen and help them solve the problem, you’ll be caring for them the right way.

  • How to manage chronic illnesses

    How to manage chronic illnesses

    Have you or a loved one recently been diagnosed with a chronic illness? If so, you may be looking for tips on how to cope. You may also be looking for reassurance that while all is not well, there are ways to find comfort. If you are asking yourself, “how do you manage chronic health conditions,” below you will find some answers that will hopefully reassure you.

    We asked Emily Johnson from Arthritis Foodie for her thoughts on this topic. Emily told Health Times: “Being diagnosed with a chronic condition can feel completely overwhelming and you may not know where to begin.

    “Taking it day by day and learning to live with it, in an open and honest way with yourself and others is so important. Know that you won’t understand everything overnight, and it will take time. Be kind to yourself. Allow yourself to adjust to your condition and diagnosis, without putting pressure on yourself to do it all at once. Look to resources that you can trust, and learn from others going through the same thing as you are.”

    Getting a second opinion

    If you have been diagnosed with a chronic illness, you might decide to get a second opinion from a specialist. Having two doctors confirm it and discuss the plan of action moving forward will reassure you that you are receiving the best care possible.

    Read up about your chronic condition

    Before you sit down with your doctors to discuss your treatment plan, read up about your condition. What medications are available? What are their benefits and side-effects? What alternative treatments are available? Will any of these treatments interfere with medication? Are there any doctors that offer both traditional and alternative treatments?

    When you sit down with the doctors, ask these questions as well. Bear in mind that not everything you find on Google is correct and that you need to discuss it with your doctors to get the full picture. Also, remember that just because someone has authority, that doesn’t mean they are right. That’s why second opinions can also be helpful.

    Educate yourself from the point of view of a patient

    Once you understand the medical side of things, have a look at how other patients are coping. What are their lifestyle strategies? Have they improved symptoms by doing something in particular? What helps calm their minds?

    You are likely to find blogs on the topic, as well as various groups on social media. Look around and see what people are doing to help themselves cope.

    It will be beneficial for you to do this before you sit down with your doctors to ask questions about your treatment plan. That way, you will know what other patients have found to be beneficial.

    A note of warning:

    Some people will have a negative outlook. You are not looking for their advice. They are not helping themselves, and they will not help you.

    Set your expectations right

    You should aim to reverse, or improve, your condition as far as possible. For some, that will simply mean managing symptoms.

    However, beware that not everyone is at the same place. Just because someone else managed to do something doesn’t mean you will. Don’t measure yourself against others—simply use other peoples’ stories as inspiration!

    Follow your doctors’ advice

    Once you’ve done your research and maybe gotten a second opinion, you need to sit down with your doctor(s) and talk about your treatment plan. From then on, you need to follow it. As things change and your condition improves or worsens, you also need to update the plan accordingly together with your doctors.

    Take action

    As with anything else, it’s one thing to read about managing your condition and another to implement those tips. Whether getting an adjustable bed or going for daily walks will help you feel better, make sure to do it.

    Not unlike having a personal trainer, you might want to get a person to help keep you accountable for your goals. This could be your doctor or nurse, a physiotherapist, a life coach, a friend, or partner. It could be anyone willing to ensure that you implement the changes needed to make your life as comfortable and happy as possible.

    The basis of wellbeing

    While chronic health conditions usually last for life, changing your lifestyle might help you feel better and potentially improve your situation. Certain so-called chronic conditions, such as high cholesterol, or diabetes type two, are even reversible in some cases. And many chronic illnesses become manageable, even unnoticeable, if you make some lifestyle changes. For others, an improved lifestyle simply helps them cope better.

    The underlying basis for a healthy lifestyle consists of:

    • A healthy diet—usually a whole foods diet rich in fresh vegetables, whole grains, legumes, and pulses, as well as some meats and oils (a multi-vitamin a couple of times a week, as well as omega-3s and probiotics a couple of times a week, may also be considered).
    • Exercise—at least 20 minutes a day of moderate cardio, plus strength exercises and stretching a couple of times a week for 20 minutes or more.
    • Spending time outdoors in nature—so-called forest bathing doesn’t just give you a dose of vitamin D but also improves your immune system.
    • Good sleep patterns—enough sleep at regular hours.
    • Happy social interactions.
    • Little negative stress (working on something demanding but which you enjoy is positive stress).

    Depending on the chronic illness you or someone you know has been diagnosed with, the type of foods you eat, the exercise you partake in, and so forth will vary. A physiotherapist or nutritionist might need to be involved.

    Many people don’t realise that sleep, stress, time in nature and your social life all affect your mental and physical wellbeing. Make an effort to improve your overall lifestyle!

    Terminal conditions

    If your illness is terminal, then make plans for the hereafter—ranging from funeral plans and your will to grasping the idea of death.

    Something that may benefit you is speaking to a therapist. Another incredible thing to do is looking into near-death experiences. What happened to those who died and came back? There are several articles on the topic, an excellent Netflix documentary, and the University of Virginia has a department dedicated to finding out about it. Anita Moorjani’s story has been well documented, for example, and is in many ways similar to that of others.

    Some psychologists and psychiatrists have even experimented with magic mushrooms to overcome peoples’ fear of death! By experiencing an altered state of mind, people realise that life as we know it is just an interpretation, as is death. If you are terrified by the prospect of death, you may want to seek out some of these psychologists.

    Having the right mindset

    Dale Carnegie said many years ago in his book How to Stop Worrying and Start Living that it’s possible to stop worrying if we only live in day-tight compartments. Meaning if we stop thinking about yesterday and tomorrow, we can cope with today.

    Likewise, Jen Sincero said that you can do anything for ten minutes. Don’t think about everything you have to do; just focus on doing it for ten minutes at a time. If you are having a difficult day, this might be just the ticket.

    Sincero also mentions gratitude and kindness in her book You Are a Badass. She speaks about how a woman suffering an illness decided to do one action a day for someone else. By focusing on other people, this woman forgot her own worries, and her condition actually improved. Similar stories are being told worldwide, and science has actually proven that those who engage in volunteer work feel better mentally and live longer.

    There are other books, such as Unf*ck Yourself by Gary John Bishop and Happy by Derren Brown, that deal with mindset and help you become happier. Trying out different breathing and relaxation techniques may also be beneficial.

    It’s hard being diagnosed with a chronic illness. Nothing is going to change that. What you can do is take charge of where you focus your time and energy. Doing things you love, spending time with loved ones, and partaking in activities helping others will all focus your mind on things that make you happy.

    As the story goes, someone invented anti-wrinkle cream because people think about their wrinkles as they age. Do we have to think about our wrinkles? Does coffee taste worse as we age? Do the flowers smell less sweet? Is it less fun to laugh? No, we can enjoy life just as much as we did at 22, but we do tend to spend an awful lot of time thinking about the body we had at 22.

    With a chronic illness, you may suffer in that you can no longer do certain things, you may experience pain, or you might fret about your life being cut short. However, what you do in the moment can still be wonderful. And if you live from moment to moment, your life can be fantastic too, even if with complications.

    It’s easy to say to choose your thoughts—it’s harder to do so. That’s why engaging in positive activities is so important. By doing things, you keep your mind occupied also.

    That doesn’t mean you don’t have the right to be upset and cry. You need to face your condition head-on and feel what you’re feeling. You can set aside time to see a therapist on a weekly or bi-weekly basis. You’re also welcome to kick the furniture when you get frustrated. Those moments will happen. The important thing is that you don’t get stuck in them. Face your grief and let it go so that you have space for other thoughts and experiences.

    Get a bunch of books on how to improve your mood and get the right mindset. You may have a chronic illness, and it may not be easy, but nothing is saying you can’t still be happy.

    We spoke to Beverley from Blooming Mindfulness, who told Health Times: “The most important thing when it comes to living with chronic illness is to put yourself first, too often we are asked to put others first. But when you are sick, you have to learn to say no when it is something inaccessable or difficult to do, and to know you are worthy even if you are unable to work.”

    Set up a support system

    Having a friend whose shoulder you can cry on, a partner to shop groceries when you’re too tired, a therapist that can help you when you get into a funk… All those people are important. Don’t think you should go at this alone. Instead, set up a support system where you have those around you who can make it easier.

    Don’t make the mistake of thinking you’re burdening people either. If your best friend was diagnosed with a chronic disease, would you like to be there for them? Would you maybe even be offended if they didn’t let you be there for them?

    The only way you burden people is if you lean too heavily on one person or spew negativities around constantly. By setting up a big enough support network where people can help you with different things, no one will be burdened. Sometimes you will need a shoulder to cry on; sometimes, you will need help with a doctor’s visit; sometimes, you will need someone to distract you by going out and doing something fun.

    And for the record—we should all have a support system like that.

    The thirty-second sum-up

    Being diagnosed with a chronic illness is often a shock and hard to deal with. And not just for you, but for those around you too. That’s why it’s essential to:

    • Get a second opinion.
    • Find out as much as possible about the condition from doctors, patients, and alternative doctors (preferably someone who practices both alternative and Western medicine).
    • Once you’ve educated yourself, sit down with your doctors to ask questions and set up a treatment plan.
    • Take care of your overall wellbeing by eating well (possibly with the help of a nutritionist), sleeping well, spending time in nature, exercising (possibly with the help of a physiotherapist), socialising, and avoiding/combating negative stress.
    • Talk to a therapist if needed.
    • Prepare for the hereafter.
    • Set up a support network.
    • Work on your mindset—read books, learn relaxation and breathing techniques, and/or attend courses.
    • Face and accept your condition—allow yourself to scream—but don’t get stuck in thinking about it 24/7.
    • Engage in activities where you give to others.
    • Engage in activities that make you happy.
    • Ensure you’re held accountable on your treatment plan and other actions that will assist you with your life, health, and happiness.

    If looking for further information, you can find some courses here.

    Lastly, remember to give yourself a big hug and dole out as many hugs as possible. Never underestimate the comfort of love.